audreyh1
Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Most of the new rates can be found in a timely manner at https://www.depositaccounts.com/blog/
Here it is the first 4% CD (Limited funds though) only $75k let us hope this is a trend.
Achieva Credit Union (Achieva) is currently offering amazingly competitive rates on its 60-month IRA/457B Plus (4.20% and 4.10% APY) and 60-month IRA/457B (4.00% APY).
Anyone think we will see 4% CDs by Year End?
Achieva Credit Union Offers 60-month IRA CD, 4.20% APY
https://www.depositaccounts.com/banks/achieva-cu/offers/
The terms are a pain, and it is only for IRA's. But, the trend is our friend (at least for now).
I don't have a rate to post, but I did notice that the annual inflation rate for July 2018 is almost 3% - 2.95% to be more exact.
Using the loaves of bread method, those 3% CD's after taxes are not that great. Fewer loaves to eat in July 2018 than July 2017. Not so good.
IBond 2.52.... Change date it Oct. 13.
Some of my older bonds are still paying 6.0%
Short-term Treasury Bills continue to move up. The ones auctioned tomorrow (Monday) are expected to yield 2.05% for the 3 month (13 week) T-bill; 2.23% for the 6 month (26 week) T-bill. Those rates are quite a bit higher than available in 3 month and 6 month CDs.
VANGUARD TREASURY MONEY MARKET INVESTOR VUSXX
7-Day Current Yield
1.91
Initial Investment $50,000
VMMXX is 2.06% and only $3k Minimum.
Good call...I'll put in an order right now. After expenses almost the same. .16% vs .09%...
I think Expenses are taken into account in the Yield.
Right - you don't have to subtract the expenses from the yield. The yield is already net of expenses.Good call...I'll put in an order right now. After expenses almost the same. .16% vs .09%...