We are in a 20 year mortgage but plan on having it paid off in ~14 total years, so I'll be 43 when we are mortgage free.
Taxes are our biggest expense, but after that we seem to be leaking money on a thousand little things. We have an excel workbook that goes back 8 years but while it tracks our finances pretty well, the "credit cards" entry is the biggest single expense and what we throw on it is lost. We pay the balance off every month, but because we just glom everything on it we couldn't tell you how much of it is gas, groceries, home depot, etc. and it can be several thousand a month. That's where we need to attack.
EDIT: DW has a separate spreadsheet breaking down the credit card expenses, my bad. They are all over the place though.
Taxes are our biggest expense, but after that we seem to be leaking money on a thousand little things. We have an excel workbook that goes back 8 years but while it tracks our finances pretty well, the "credit cards" entry is the biggest single expense and what we throw on it is lost. We pay the balance off every month, but because we just glom everything on it we couldn't tell you how much of it is gas, groceries, home depot, etc. and it can be several thousand a month. That's where we need to attack.
EDIT: DW has a separate spreadsheet breaking down the credit card expenses, my bad. They are all over the place though.