RetiredAndLovingIt
Thinks s/he gets paid by the post
I live in Southern California and am considering a Bronze plan with an HSA for 2020. This year I have Blue Shield HMO. I only went to the doctor 4 times, I have high blood pressure so need regular checks otherwise my health is good. My choices are Health Net or Kaiser. I would pick Kaiser in a minute except my long time doctor is not with them so Health Net is the other option if I want an HSA, I have a few more choices if I pick a plan without one.
Has anyone used Health Net, if so would you recommend them or not and why?
If not who do you use for your Bronze Plan and are you happy with them?
If I choose a Bronze plan and get sick I assume I am stuck with it for the entire year. What if I found out in December I was ill and wanted to change before the first of the year, could I?
I do qualify for a Silver plan at a reasonable rate so I'm torn between sticking with Blue Shield or trying to save some money and change to a cheaper plan this year and also be able to make a higher Roth Conversion since I can write off the contribution to the HSA savings account. I have a week to make this decision, all comments welcome.
Has anyone used Health Net, if so would you recommend them or not and why?
If not who do you use for your Bronze Plan and are you happy with them?
If I choose a Bronze plan and get sick I assume I am stuck with it for the entire year. What if I found out in December I was ill and wanted to change before the first of the year, could I?
I do qualify for a Silver plan at a reasonable rate so I'm torn between sticking with Blue Shield or trying to save some money and change to a cheaper plan this year and also be able to make a higher Roth Conversion since I can write off the contribution to the HSA savings account. I have a week to make this decision, all comments welcome.