Automatika
Recycles dryer sheets
Interesting... I live in Nashville (where Dave's show originate's from) and met with the Endorsed Local Provider (ELP) he recommends and says he uses. There's about a 1.3% management fee plus the expense ratio's of the funds themselves (Dave recommends against individual stocks or bonds). So the market would have to return between 14 and 15%... I was not convinced and remain half Boglehead and manage my own portfolio, including some individual stock and bonds. Never have been able to average 12% though.