RetiredAndLovingIt
Thinks s/he gets paid by the post
I signed up for dental coverage in January 2021 with an effective date of February 1st through Covered California, Open Enrollment period was still in effect.
I had a 6 month waiting period before I could get my crowns and then Covid got bad which slowed things down. I was prepped for the crowns in early October and was told they'd be ready in two weeks by the dental school. I called at three weeks and lots of apologies they were behind and then called two weeks later and they were still not done. I have a visit tomorrow to hopefully get 2 permanent crowns placed but I still need a third one started and I'm running out of time. The dental school closes Dec 17th so they will not be ready till January. I assumed my years coverage would be good till the end of January but according to Anthem my new year starts in January 1st. I've called Anthem and talked to the same guy 3 times that really does not have a clue. I've made it clear I am not signing up for another year with them, they pay hardly anything since the school is not in network. He changes his answer every time but he basically is now saying my coverage will end when I stop paying and I won't be obligated to stay with them for the whole 12 month period.
I'm pretty sure they took my January payment out already and will probabaly grab February in two weeks. Does anyone have any knowledge of how this works if you join a plan late, I'm sure tons of people did this last year, our open enrollment was extended all the way to to August IIRC.
Has anyone ran into this before and how did it work?
I have not called Covered California yet and have not made any selection for dental or not and I'm running out of time.
I had a 6 month waiting period before I could get my crowns and then Covid got bad which slowed things down. I was prepped for the crowns in early October and was told they'd be ready in two weeks by the dental school. I called at three weeks and lots of apologies they were behind and then called two weeks later and they were still not done. I have a visit tomorrow to hopefully get 2 permanent crowns placed but I still need a third one started and I'm running out of time. The dental school closes Dec 17th so they will not be ready till January. I assumed my years coverage would be good till the end of January but according to Anthem my new year starts in January 1st. I've called Anthem and talked to the same guy 3 times that really does not have a clue. I've made it clear I am not signing up for another year with them, they pay hardly anything since the school is not in network. He changes his answer every time but he basically is now saying my coverage will end when I stop paying and I won't be obligated to stay with them for the whole 12 month period.
I'm pretty sure they took my January payment out already and will probabaly grab February in two weeks. Does anyone have any knowledge of how this works if you join a plan late, I'm sure tons of people did this last year, our open enrollment was extended all the way to to August IIRC.
Has anyone ran into this before and how did it work?
I have not called Covered California yet and have not made any selection for dental or not and I'm running out of time.