Desperately needing advice

[purplesky]

Hmm, I already have 2 IRA accounts with Scottrade... was thinking I would just keep these accounts and open a taxable account there, just to keep it simple. Or should I open accounts at Vanguard and roll these IRA's over?

I would get into Vanguard Wellington first with a new Vanguard aftertax account and put your cash to work immediately .

You can always roll the Scottrade IRA accounts if you want.

You could open a IRA for 2018 at Vanguard and invest that also in Wellington.