CabinLifeAt50
Dryer sheet aficionado
- Joined
- Apr 24, 2016
- Messages
- 30
Hey all, I've seen a lot of posts about index investing, funds, etfs, etc but fewer about dividend growth investing or dividend income investing. I would like to see what others are up to in this area, though not looking for this to be an market index fund vs stock picking debate.
-Do you invest in individual stocks for dividends?
-If so, any interesting resources you use for research?
-What kind of dividend strategy do you employ? (high yield, dividend growth, blend, other etc)
-Do you blend dividend focused etfs/funds into your strategy?
For me, DW and I use our taxable account and one of our IRAs for focused dividend investing across about 60 individual stocks that are spread across a number of market segments. We focus on companies of about 2.5% yield or higher with 6-9% dividend growth rate. We've been able to average about a 4% yield and generally hold the stocks for as long as they are viable-no day trading here. We use Fidelity and Morningstar as our primary research areas- gotta love all the analyst reports available at both as well as divvy information.
We do have some dividend focused etfs in our HSA account but pretty small % of our overall portfolio.
We do invest in individual stocks in the IRA when we consider them a value and grow positions when they are on sale. We've also started using Motif Investing for a couple of our own custom baskets of dividend stocks which we are averaging into each month for our taxable account, allows to keep the fees way down while getting a large diversification.
Overall we are looking for the dividend growth to beat inflation (nice raises each year) and provide a solid income source for early retirement so we don't have to touch the principal amount. We are not trying to beat the market with our holdings for the core money invested and are primarily focused on that continual income growth.
Would love to hear what everyone else is running with in this area.
-Do you invest in individual stocks for dividends?
-If so, any interesting resources you use for research?
-What kind of dividend strategy do you employ? (high yield, dividend growth, blend, other etc)
-Do you blend dividend focused etfs/funds into your strategy?
For me, DW and I use our taxable account and one of our IRAs for focused dividend investing across about 60 individual stocks that are spread across a number of market segments. We focus on companies of about 2.5% yield or higher with 6-9% dividend growth rate. We've been able to average about a 4% yield and generally hold the stocks for as long as they are viable-no day trading here. We use Fidelity and Morningstar as our primary research areas- gotta love all the analyst reports available at both as well as divvy information.
We do have some dividend focused etfs in our HSA account but pretty small % of our overall portfolio.
We do invest in individual stocks in the IRA when we consider them a value and grow positions when they are on sale. We've also started using Motif Investing for a couple of our own custom baskets of dividend stocks which we are averaging into each month for our taxable account, allows to keep the fees way down while getting a large diversification.
Overall we are looking for the dividend growth to beat inflation (nice raises each year) and provide a solid income source for early retirement so we don't have to touch the principal amount. We are not trying to beat the market with our holdings for the core money invested and are primarily focused on that continual income growth.
Would love to hear what everyone else is running with in this area.
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