papadad111
Thinks s/he gets paid by the post
- Joined
- Oct 4, 2007
- Messages
- 1,135
I don't chase yield. I'm really a total return investor and much prefer the diversification of the SP500 or even broader basket of shares. I simply don't hold individual stocks any longer. I did that for 25 years with more than a few blow ups. Tracking my actual results, I was a fool to do it that way versus broad indexing. Aside higher total returns, I spend less than 1 minute per month on my income strategy.
I collect dividends in cash from 4 ETF's and asset allocation looks like this :
VTI (45%)
VXUS (20%),
VYM (5%)
SPY (20%)
Cash (10%)
The dividend yield is around 2.6%. Not quire enough for my WR of 3.5% but I'm diversified out to the efficient frontier. https://en.m.wikipedia.org/wiki/Efficient_frontier
A monthly sweep to a cash account collects the dividends to cover annual spending and taxes.
Basically a bogleheads lazy portfolio ..
I collect dividends in cash from 4 ETF's and asset allocation looks like this :
VTI (45%)
VXUS (20%),
VYM (5%)
SPY (20%)
Cash (10%)
The dividend yield is around 2.6%. Not quire enough for my WR of 3.5% but I'm diversified out to the efficient frontier. https://en.m.wikipedia.org/wiki/Efficient_frontier
A monthly sweep to a cash account collects the dividends to cover annual spending and taxes.
Basically a bogleheads lazy portfolio ..