Double checking the logic... is there any reason NOT to turn off the dividend reinvesting button in your taxable accounts once retired? While dividend reinvesting in the accumulation phase always seemed like the right move, is there any real argument to continue on this way in retirement and then just take out your annual cash needs at the end of year re-balance? I always assumed since you were paying the taxes anyways, why not take those dividends as the first bucket of cash for your planned annual spend and then manage your additional cash needs based on strategic tax sensitive withdrawals from your tax differed and taxable accounts. Perhaps a dumb question with an obvious answer, but asking anyways.