My profolio generates $18K dividends from tax deferred accounts, and $18K from taxable accounts also.
Do you count dividends as retirement income, therefore reduce your overall withdrawal rate? For example, my estimated expense after ER is $95K. It appears that I only need to actually withdraw $59,000, therefore do I use $59,000 as the amount to calculate my WR?
Do you count dividends as retirement income, therefore reduce your overall withdrawal rate? For example, my estimated expense after ER is $95K. It appears that I only need to actually withdraw $59,000, therefore do I use $59,000 as the amount to calculate my WR?