I forgot to add that not only do we have a budget, but we have what is called a LIFE BOOK. In it are our plans, our retirement income projections and the calculations, our current estate plans, our purchases, etc. Basically anything hubby could think of. It was one way to save money when we visited a financial planner. Why pay them to do anything but review actual information?
We enjoy going back and reviewing our projections and how we met or did not meet them. We are now dividing our future into approx. decades and making general projections on what we might do when. For example, sell the house with stairs and go to a one floor house, change our travel patterns, etc.
We enjoy going back and reviewing our projections and how we met or did not meet them. We are now dividing our future into approx. decades and making general projections on what we might do when. For example, sell the house with stairs and go to a one floor house, change our travel patterns, etc.
