AndrewJackson
Recycles dryer sheets
- Joined
- Jan 13, 2013
- Messages
- 118
Ok, I am a little different than the usual bogelhead or fire candidate when it comes to investing. I am trying to create a portfolio that will address my main concerns with the economy going forward. To give some background on myself, I am 22 and refuse to invest in government and corporate bonds (this includes tips) at this point. I am very worried about inflation in the medium to long term and can very easilly picture an age of massive staglation. Basically, I need to figure out the best way to protect from the asteroid.
Here is my Idea:
Emerging Markets 33.3%: Would invest in vanguards emerging market index and possibly their energy fund. However, do to the high correlation between the two, I will probably just use the emerging market fund. I think this investment will go absolutely bonkers if inflation is rocking.
Developed Markets 33.3%: This is the middle ground of my portfolio that I am using just in case I am wrong about my worries. I want to divide this potion between vanguard's total market and their foreign developed market stock index fund.
Dividend Fund 33.3%: I am very open to suggestions on this category and am uncertain which fund would fit best. I am thinking of choosing vanguards Dividend appreciation fund. They seem to have a lot of staple companies that consumers can't go without. Also, in a high inflationary environment, I imagine that they could pass costs onto consumers.
Given my worries and objective, does this plan work? Is it diversified enough? What other funds would better match my objective than the funds I have allready stated. I would really like to keep my # of funds at 5 or less.
Oh and lastly, if someone suggests gold, I have allready got some invested in my local safety deposit box. I am mainly wondering about my equity investment plan.
Here is my Idea:
Emerging Markets 33.3%: Would invest in vanguards emerging market index and possibly their energy fund. However, do to the high correlation between the two, I will probably just use the emerging market fund. I think this investment will go absolutely bonkers if inflation is rocking.
Developed Markets 33.3%: This is the middle ground of my portfolio that I am using just in case I am wrong about my worries. I want to divide this potion between vanguard's total market and their foreign developed market stock index fund.
Dividend Fund 33.3%: I am very open to suggestions on this category and am uncertain which fund would fit best. I am thinking of choosing vanguards Dividend appreciation fund. They seem to have a lot of staple companies that consumers can't go without. Also, in a high inflationary environment, I imagine that they could pass costs onto consumers.
Given my worries and objective, does this plan work? Is it diversified enough? What other funds would better match my objective than the funds I have allready stated. I would really like to keep my # of funds at 5 or less.
Oh and lastly, if someone suggests gold, I have allready got some invested in my local safety deposit box. I am mainly wondering about my equity investment plan.