58 year old male. 61 year old wife. Current income $85K per year on the conservative side. Can be up to $95K depending on overtime pay.
Current savings of $700K between Roth IRAs, 401K and Roth 401K.
$100K cash savings and property sale income of $1.4K with 65K still due.
Currently saving 20% of income into 401K and living quite well on remaining income.
Will have monthly pension payment of 1.8K + SS payments due at retirement.
Looking to get out at 62 but could work longer if necessary.
Looking for some coaching.
At the present we are conservatively invested. I don't like the current state of the market as a buyer.
Current savings of $700K between Roth IRAs, 401K and Roth 401K.
$100K cash savings and property sale income of $1.4K with 65K still due.
Currently saving 20% of income into 401K and living quite well on remaining income.
Will have monthly pension payment of 1.8K + SS payments due at retirement.
Looking to get out at 62 but could work longer if necessary.
Looking for some coaching.
At the present we are conservatively invested. I don't like the current state of the market as a buyer.