This might be irrational paranoia on my part, but I don't like the idea of any one company knowing just how much I have. Earlier in the year, when Schwab acquired TD, suddenly Schwab had something like 60% of my investible assets.
One day I got a call from a Schwab rep, partly because the TD acquisition put my account holdings with them above some threshold that gave me some extra perks or something, but also, apparently a lot of TD customers weren't happy with the acquisition, and were starting to shop elsewhere, so I guess Schwab wanted to do their best to hold onto their customers, and that money!
I know it was just a courtesy call, and probably a good thing, to let me know about the extra perks. But at the same time, I just didn't like being on their radar like that, and it made me worry that they were going to try and sell me on some stuff I didn't need, that only served to make them more money.
Anyway, the sales rep wanted to know if I had any concerns, and was mainly focused on keeping my business. I just told him, don't take me out for a steak dinner and try to sell me an annuity, and I'll stick around.