Jon,
I agree with the gist of what you're saying.
It might be easier for me because even though I've had some social perks from being a lawyer, I have never in my life spent over 24k in a year, even with owning my own house and paying cash for cars. (Got one car before the house, and got the other when it was paid off.) I don't even try. Hiking in the Adirondacks, my favorite activity, is free. Tomorrow I'm leaving for my parents' vacation place in the mountains in Vermont. I walk most places I go, because I like to. Some years I skipped health insurance because it didn't seem reasonable, but I found a good deal.
I think it helps too, never having spent any time around engineers or used a spreadsheet, or learned all the ways to be fearful and cautious.
I have "buckets", as some people favor, but one is called "travel" and the other is "maintenance/emergencies". My everyday expenses are a pittance, no matter what you hear about New York.
kate
I agree with the gist of what you're saying.
It might be easier for me because even though I've had some social perks from being a lawyer, I have never in my life spent over 24k in a year, even with owning my own house and paying cash for cars. (Got one car before the house, and got the other when it was paid off.) I don't even try. Hiking in the Adirondacks, my favorite activity, is free. Tomorrow I'm leaving for my parents' vacation place in the mountains in Vermont. I walk most places I go, because I like to. Some years I skipped health insurance because it didn't seem reasonable, but I found a good deal.
I think it helps too, never having spent any time around engineers or used a spreadsheet, or learned all the ways to be fearful and cautious.
I have "buckets", as some people favor, but one is called "travel" and the other is "maintenance/emergencies". My everyday expenses are a pittance, no matter what you hear about New York.
kate