estimating expenses in retirement

My cc (which we spend most of our money with) has some pretty good online tools for categorizing based on certain rules you set up. With a little bit of effort I found it easy to get a good grasp of where most of our money went, especially after taking the time to set up additional categories based on key words in the charge sources. I'd say at least 95% were corralled fairly quickly, living in the same area for a long time you mostly spend money at the same places every month.

Then the rest was from the bank just ATM withdrawals (all misc entertainment) and the occasional bigger charges and checks for major home improvements, annual property taxes, etc.
 
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