One more reply. I'e used a fee only advisor using Schwab for years. I switched advisors last year. I can see all of my accounts, including an self-managed account account and my inherited IRA.
The advisor does get a discount for their orders that I do not get. My advisor rebalances when it is appropriate to do so. Other than that, we talk regularly and she makes sure I am comfortable with the portfolio. She did some tax loss harvesting maneuvers this year, which taught me a lot about how to do it.
Without a professional advisor at the outset, I would have done poorly at investing. My DH has no interest in the subject. The internet wasn't available then.
I won't be made to feel stupid by members in this forum over my choice.
Schwab has a user friendly robust platform. I'm very happy with it. And it's easy to transfer money to your portfolio and out of it as well, directly from your bank.
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