Midpack
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I'm going to have to look into this. We have two large deductible rollover IRA's from 401k's and two non-deductible TIRA's (both with only non-deductible contributions, but gains taxable on withdrawal). I was assuming I might one day convert the latter if not all four to Roth IRAs during years with no/low income. Maybe I'm mistaken on my options...Lots of views here, did anyone remind OP that when you do a conversion from tIRA to Roth that you have to take into account all IRAs not just this one, for taxes. If you have deductable and non deductable, say 90K deductable and 10K non, then you pay taxes on 90% of withdrawls or conversions.
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