pb4uski
Give me a museum and I'll fill it. (Picasso) Give me a forum ...
100% on FIRECalc is nice but anything over 95% is sufficient IMO.
I didn't bother with 529 and am glad that I did... when DD went to college she got a merit scholarship that lowered her college costs to where I could fund it from cash flow and there was no need to tap the taxable account funds that I had earmarked for college and DS has so far decided not to go but I have funds earmarked if he changes his mind. If I had $$$$ in 529s I would have been royally screwed and scrambling around to figure out how to find a scheme to use those funds without penalty.
DD is grateful that she graduated college with no student loans which is quite different from many of her peers, including DSIL.
I didn't bother with 529 and am glad that I did... when DD went to college she got a merit scholarship that lowered her college costs to where I could fund it from cash flow and there was no need to tap the taxable account funds that I had earmarked for college and DS has so far decided not to go but I have funds earmarked if he changes his mind. If I had $$$$ in 529s I would have been royally screwed and scrambling around to figure out how to find a scheme to use those funds without penalty.
DD is grateful that she graduated college with no student loans which is quite different from many of her peers, including DSIL.