Hey, finally decided to register and say hello to you all. I'm nowhere near retiring but hoping the information I get from this site will help me stay the course to early retirement or at least reduced working in my later years.
A little about me, I'm 30 but got a late start in my carrer as I was a goofball in school till just about 26. My job has a pension plan but I'm a pessimist so I'm saving to retire on just my own savings, ignoring the pension or social security (I've seen topics about this very thing previously discussed, but coming from a family that was poor and things taken from them, I rather err on the side of caution).
Living in Hawaii makes saving a little difficult but I manage to save over 50% of my income. I believe there is another active Hawaii poster who knows what I mean. Waiting for my first real estate purchase to finish in the form of a condo and hoping everything stays on track for a comfortable retirement.
Hope to see some of you in the other forums here.
A little about me, I'm 30 but got a late start in my carrer as I was a goofball in school till just about 26. My job has a pension plan but I'm a pessimist so I'm saving to retire on just my own savings, ignoring the pension or social security (I've seen topics about this very thing previously discussed, but coming from a family that was poor and things taken from them, I rather err on the side of caution).
Living in Hawaii makes saving a little difficult but I manage to save over 50% of my income. I believe there is another active Hawaii poster who knows what I mean. Waiting for my first real estate purchase to finish in the form of a condo and hoping everything stays on track for a comfortable retirement.
Hope to see some of you in the other forums here.