In the 80's I drove a 79 Corolla and had maybe five suits at a time, some of which wore pretty thin. I did however, max out in the 401k plan. George (not his real name) have 15 or more nice suits, monogrammed pressed shirts, a new Lexus, but could not afford to put a dime in the 401k plan. I married a frugal woman who puts up with me. George had a trophy wife who's daily routine involved going to the spa, finding the trendiest restaurant for dinner and clothes shopping. Wonder how he is doing today?