happy2bretired
Thinks s/he gets paid by the post
Of course, a well drawn Power of Attorney can do the same thing but keep in mind it will not cover you in case of death. PoA dissolve at death of person.
I learned this the hard way. My husband had a very small saving account that he forgot to add my name on. That little savings account gave me more trouble than anything. Like a dummy, I went to the bank with the death certificate and since my name was not on the account, they couldn't do anything for me. Now, if I had taken in the POA, and not told them of his death, I would have been fine.