DenverGirlie
Confused about dryer sheets
- Joined
- Oct 2, 2008
- Messages
- 1
Greetings from Denver!
I've been a lurker for a while and have deceided to join in on the fun here on these boards.
First of all I'm WAY behind on this whole retirement thing, ER might not even be possible, but retirement at the very least must be addressed.
I'm 35, not married (but in LT relationship), no kids (not yet but if so needs to be soon).
I am debt free (finally), but have not much but $11K (current amount as of today...) in a company 401K. (6% me for 3% match).
I rent so don't even have any home equity to count in my net worth. I do have a paid off 2000 Ford F150 valued at maybe $5K.
I am working on a cash emergency fund and will have that in place by X-mas to the tune of $10K.
That's it, not much but it's a start although a very late start.
I'll be poking around to get better ideas on what my next best steps will be in getting a solid retirement plan in place.
I gross $57K a year, but live on half of my take home, so have about $1,600 a month that is not allocated to bills, in the past it was going to debt (dumb, dumb, dumb) now it's going into my EF, but come January 2009 it will need to be reallocated.
I'm open for any all advise and look forward to be a part of the community.
Thanks!
DenverGirlie
I've been a lurker for a while and have deceided to join in on the fun here on these boards.
First of all I'm WAY behind on this whole retirement thing, ER might not even be possible, but retirement at the very least must be addressed.
I'm 35, not married (but in LT relationship), no kids (not yet but if so needs to be soon).
I am debt free (finally), but have not much but $11K (current amount as of today...) in a company 401K. (6% me for 3% match).
I rent so don't even have any home equity to count in my net worth. I do have a paid off 2000 Ford F150 valued at maybe $5K.
I am working on a cash emergency fund and will have that in place by X-mas to the tune of $10K.
That's it, not much but it's a start although a very late start.
I'll be poking around to get better ideas on what my next best steps will be in getting a solid retirement plan in place.
I gross $57K a year, but live on half of my take home, so have about $1,600 a month that is not allocated to bills, in the past it was going to debt (dumb, dumb, dumb) now it's going into my EF, but come January 2009 it will need to be reallocated.
I'm open for any all advise and look forward to be a part of the community.
Thanks!
DenverGirlie