Fermion
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You're suckers for paying $76/mo. for crappy dental, sure - you realize you're paying $912 a year for max $1k coverage, right? We have a dentist that takes Aetna's Dental Access discount card which only costs $100 a year and in return saves us about 25-30% on everything. It pays for itself with the savings on twice a year cleanings.
The other $100 is a bargain compared to Medicaid's limitations (in my state at least, YMMV).
Well the $76 includes cleanings and x-rays so I figured we would both go get that done then cancel the insurance and pay out of pocket the rest of the year.