It appears more and more, those on grandfathered individual plans will lose them quickly, which unfortunately includes me. It appears people with BCBS will lose them quickly.
So what happens to the plans that don't meet the new minimum standards? They will likely disappear. A handful of existing plans will be grandfathered in, but the qualifying criteria for that is hard to meet: Members have to have been enrolled in the plan before the ACA passed in 2010, and the plan has to have maintained fairly steady co-pay, deductible and coverage rates until now.
The insurers in the Blue Cross Blue Shield Association are major players in the individual market. They are readying new product lineups for 2014, according to Kim Holland, the trade group's executive director of state affairs. She expects most existing Blue Cross individual plans to be discontinued.
"They are going by the wayside," she said. "Plans will have to conform to the higher level of benefits."
Most Individual Health Insurance Isn't Good Enough for Obamacare - Yahoo! Finance
I read in another article that insurance companies may stall the mandatory conversion process up to a year, by reenrolling them in plan this year, and then converting after the yearly renewal process occurs during the following year instead of January 1. A rare example of how increasing short term profits of company benefits the consumers finances, short term also.