My wife and I bought a high deductible PPO plan ($6000/each, $12,700/family) on healthcare.gov in December 2013. We had been buying private health insurance since 1999. Recently we got a letter saying that assuming nothing had changed (same plan, same income) then we were going to have our premium increased by 68% on 1/1.
Our income has gone up a bit since 12/2013 though (a little more in dividends and interest) so it is going to be more than a 68% increase, I think quite a lot more.
Right after we got that letter my sister told me that my nephew who also bought a plan on healthcare.gov received a similar letter. His premium is going up 105%! His income is slightly up since 2013 too though so he is looking at a more than 105% increase.
My wife and I are trying to figure out what to do now. We already have the cheapest PPO plan available. We spend lots of time out of state, after all we are FIRE, so it seems like an HMO, which is about the same price in 2015 as the PPO was in 2014, would be pretty much pointless.
All of our choices seem horrible.