polcdb
Confused about dryer sheets
Hello from NM! I am going to retire in April, 2018 from the state pension (PERA). I will get 83% of my highest 3 year salary, plus I have $250,000.00 in a 457b. I will be debt free with the exclusion of a mortgage. Two kiddos in college but both maintain 80%+ scholarships (thank god).
My hopes are not to even touch my 457b and let it accrue, work part-time, my concern is health care. I can get it through PERA and for myself it is reasonable, to cover my spouse not at all. Any tips regarding the health insurance, or should I just reside myself to having my wages from a part-time to cover my insurance premiums?
The state pension seems solid, they did that on our backs but I was grandfathered in with the exception of waiting 7 years for a 2% COLA.
Forgot to add, my monthly pension payment after taxes is 4200.00 per month.
Thanks for reading!
My hopes are not to even touch my 457b and let it accrue, work part-time, my concern is health care. I can get it through PERA and for myself it is reasonable, to cover my spouse not at all. Any tips regarding the health insurance, or should I just reside myself to having my wages from a part-time to cover my insurance premiums?
The state pension seems solid, they did that on our backs but I was grandfathered in with the exception of waiting 7 years for a 2% COLA.
Forgot to add, my monthly pension payment after taxes is 4200.00 per month.
Thanks for reading!
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