2cutebts
Confused about dryer sheets
Hi. My name is Karen, and even though I have been registered on this forum since 2011, and read it Every Day, I am taking the plunge on my first post. I'm 59 years old, single and live in Central NJ. My twin sister,(and best friend), moved in with me when she divorced 9 years ago, along with her two kids. My niece, 28 is on her own now, and my 20 year old nephew is still here and in school. Needless to say, always loved these kids like my own. We also share our lives with 2 incorrigible but loving Boston Terriers.
I worked for GMAC, later spun off as Ally Financial for 31 years before losing my job to restructuring in 2010. I had always said I would retire at 54, but decided to continue to work after my new roommates moved in, then laid off a year later. Scary at first, as I think it always is when your not in the drivers seat on leaving your job. I was eligible to collect my pension from GM then, and with no debt or mortgage it has been more than enough to pay my expenses, even in this expensive state. In addition, I have 2 401K's (GM & Ally) that I just let sit where they were, and too much money in an Ally Money Market account, for which I am waiting for my spanking from the Boglehead forums which I also posted on today for advice before doing an IRA rollover at Vanguard. And to top it off, I work 12 1/2 hours a week as a school crossing guard, not because I needed the money, but because I just can't seem to let go of saving mode, and I am a sucker for technology gadgets.
Anyhoo, I just wanted to take the first step & say that this has always been my favorite forum, and I have learned alot of things from the people here and not just regarding retirement, but everyday life. Thanks.
I worked for GMAC, later spun off as Ally Financial for 31 years before losing my job to restructuring in 2010. I had always said I would retire at 54, but decided to continue to work after my new roommates moved in, then laid off a year later. Scary at first, as I think it always is when your not in the drivers seat on leaving your job. I was eligible to collect my pension from GM then, and with no debt or mortgage it has been more than enough to pay my expenses, even in this expensive state. In addition, I have 2 401K's (GM & Ally) that I just let sit where they were, and too much money in an Ally Money Market account, for which I am waiting for my spanking from the Boglehead forums which I also posted on today for advice before doing an IRA rollover at Vanguard. And to top it off, I work 12 1/2 hours a week as a school crossing guard, not because I needed the money, but because I just can't seem to let go of saving mode, and I am a sucker for technology gadgets.
Anyhoo, I just wanted to take the first step & say that this has always been my favorite forum, and I have learned alot of things from the people here and not just regarding retirement, but everyday life. Thanks.