Cash Flow is King
Which is making you more cash flow?
Your 2.58% mortgage OR Your investments?
Most likely it is your investments but they are not guaranteed. In my opinion, keep making more money in the market and pay your mortgage off over time.
Maybe there is a middle road. If you choose to speed up paying off the mortgage (paying 1/2 monthly payments every 2 weeks OR pay 1/2 mortgage at beginning of month and 1/2 in middle of month). This is paying off the mortgage faster and keeping money in the market.
End result, do what makes your wife and you happy.
Which is making you more cash flow?
Your 2.58% mortgage OR Your investments?
Most likely it is your investments but they are not guaranteed. In my opinion, keep making more money in the market and pay your mortgage off over time.
Maybe there is a middle road. If you choose to speed up paying off the mortgage (paying 1/2 monthly payments every 2 weeks OR pay 1/2 mortgage at beginning of month and 1/2 in middle of month). This is paying off the mortgage faster and keeping money in the market.
End result, do what makes your wife and you happy.