I just found this board - it's great.
I am researching retiring earlier (than we already planned). I am almost 50 and my husband is 52. We have put away about 1M, continuing to put away about 60K or more per year. We have no debt, but we do have a mortgage - luckily we refinanced at 4.875 for 15 years about 4 years ago, so that is going well.
We currently use a money manager for most of the funds, and yes I know we are giving up some money there, but previously we were so passive that our money was not working for us. When we get closer to retiring and can spend time managing it ourselves we will.
Our financial planner said it would be no problem to retire around 60, but I would like to retire earlier.
I look forward to reading more!
I am researching retiring earlier (than we already planned). I am almost 50 and my husband is 52. We have put away about 1M, continuing to put away about 60K or more per year. We have no debt, but we do have a mortgage - luckily we refinanced at 4.875 for 15 years about 4 years ago, so that is going well.
We currently use a money manager for most of the funds, and yes I know we are giving up some money there, but previously we were so passive that our money was not working for us. When we get closer to retiring and can spend time managing it ourselves we will.
Our financial planner said it would be no problem to retire around 60, but I would like to retire earlier.
I look forward to reading more!