56 years old and been considering ER for 2 years now. Need a swift kick in the rear end. Wife, 2 kids (19, 16) and dead-end career as a printer.
Working since 14 my first job on a tobacco farm (yes, CT grows cigar wrapper).
Started from dollar one. Never in debt (except for mortgage), no hand me downs or gifts. Just living within our means, self-directed investing, and not being wasteful.
3 out of 4 family members are healthy. Wife had breast cancer and an immune disorder. With Obama care on the horizon and monthly medical bills of $5K she might be uninsurable.
I've run down the numbers on numerous retirement programs and my probability is >98% to maintain our lifestyle.
Problem is that I can't jump off the employment train. I need a forum like this to aid my decision and read about others who have succeeded.
Working since 14 my first job on a tobacco farm (yes, CT grows cigar wrapper).
Started from dollar one. Never in debt (except for mortgage), no hand me downs or gifts. Just living within our means, self-directed investing, and not being wasteful.
3 out of 4 family members are healthy. Wife had breast cancer and an immune disorder. With Obama care on the horizon and monthly medical bills of $5K she might be uninsurable.
I've run down the numbers on numerous retirement programs and my probability is >98% to maintain our lifestyle.
Problem is that I can't jump off the employment train. I need a forum like this to aid my decision and read about others who have succeeded.