Recently retired at 53. Scanning the internet for information on ROTH conversions. Found this site and decided to join. By reading these forums I think I may have figured it out. Just wanna double check with someone to see if I got this correct. Wife still works and makes around 50k. I want to convert to top of 12% bracket so would I be able to convert about 30k or would I be able to do more and stay in 12 % bracket?