Hi, I am Elke
- Thread starter Elke
- Start date
BigNick
Thinks s/he gets paid by the post
By "drinks", do you mean drinks to consume at home, or drinks when out socialising? Eating and drinking outside the home is one of the six or seven ways that regular middle-class people can spend quite a lot of money (others are: stuff for the home, new cars, vacations, clothes, smoking, kids).
Also, do you shop at Aldi or Lidl yet? My wife and I went on an AIDA cruise last November. We talked to several people who were able to afford the cruise because they shopped at discount supermarkets. If you're saving for retirement, you could put the money in the bank instead of going on a cruise.
Also, do you shop at Aldi or Lidl yet? My wife and I went on an AIDA cruise last November. We talked to several people who were able to afford the cruise because they shopped at discount supermarkets. If you're saving for retirement, you could put the money in the bank instead of going on a cruise.
ER Eddie
Thinks s/he gets paid by the post
- Joined
- Mar 16, 2013
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- 1,788
Hi, Elke. Welcome to the group.
Dtail
Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Hi Elke
Welcome to this wonderful forum.
I assume your drink comment relates to treating friends or others to drinks?
If you wish to provide more details, I am sure you can receive lots of good advice from the forum members.
Welcome to this wonderful forum.
I assume your drink comment relates to treating friends or others to drinks?
If you wish to provide more details, I am sure you can receive lots of good advice from the forum members.
I can't go out to dinner tonight, I have my weekly writer's group meeting
If you socialize often with friends and co-workers who encourage spending, it can be difficult to say no. Peer pressure is a powerful force at any age. When you're 55 and likely in your peak earning years, it just raises the spending targets.
One solution might be to develop a second social circle, one directed toward activities that don't cost a lot of money. Creative arts such as handcrafts or writing can be pursued inexpensively.
Having a competing commitment would give you a ready excuse to beg off attending those pricey food-and-drink functions.
Welcome to the forum. I look forward to reading your future posts.
If you socialize often with friends and co-workers who encourage spending, it can be difficult to say no. Peer pressure is a powerful force at any age. When you're 55 and likely in your peak earning years, it just raises the spending targets.
One solution might be to develop a second social circle, one directed toward activities that don't cost a lot of money. Creative arts such as handcrafts or writing can be pursued inexpensively.
Having a competing commitment would give you a ready excuse to beg off attending those pricey food-and-drink functions.
Welcome to the forum. I look forward to reading your future posts.
Stonewalker
Recycles dryer sheets
Guten Tag, Elke.
You're in the right place, but the first step is to accept that you are frugal - and that's a good thing.
My first wife often accused me of being "stingy" and it hurt, so I let her handle all the financials. Nine years into the marriage we were broke, in debt with an upside down mortgage.
Now I'm retired, and as far as I can tell, she never will.
Wilkommen.
