hakuna matata
Recycles dryer sheets
Woo hoo. So both my 401k and ROTH are done for the year.
With my paycheck today I hit my max 401k contributions for the year. This includes my regular contribution and the additional money I can put away since I am now 50. Other then my wife, it seems this board is the only place I can brag and celebrate about it!
I learned long ago to not discuss money issues, especially saving, with friends and family. But then it leaves me sort of silently bragging to myself. But I know in this economy most of my friends stopped are reduced their 401k contributions and would be resentful if I told them I hit it early.
But I am an Architect. Last year I didn't work about half the year so I didn't come close to my 401k max. So this year when I started work again I upped my 401k contributions as high as I could (and still live comfortably) so that if I ended up getting reduced hours part way through the year I would get as much in my 401k as I could. Luckily I have been pretty steady all year and now I get my last three paychecks for the year will be full paychecks--just in time for Christmas! Woo-hoo!
Does anyone else here have no one else to talk to about money issues? For me, that alone makes this board a welcome relief, as I find it a bit frustrating that I have no one (other then my wife) that I can talk money issues with.
With my paycheck today I hit my max 401k contributions for the year. This includes my regular contribution and the additional money I can put away since I am now 50. Other then my wife, it seems this board is the only place I can brag and celebrate about it!
I learned long ago to not discuss money issues, especially saving, with friends and family. But then it leaves me sort of silently bragging to myself. But I know in this economy most of my friends stopped are reduced their 401k contributions and would be resentful if I told them I hit it early.
But I am an Architect. Last year I didn't work about half the year so I didn't come close to my 401k max. So this year when I started work again I upped my 401k contributions as high as I could (and still live comfortably) so that if I ended up getting reduced hours part way through the year I would get as much in my 401k as I could. Luckily I have been pretty steady all year and now I get my last three paychecks for the year will be full paychecks--just in time for Christmas! Woo-hoo!
Does anyone else here have no one else to talk to about money issues? For me, that alone makes this board a welcome relief, as I find it a bit frustrating that I have no one (other then my wife) that I can talk money issues with.