Well, it concerns me, because I'm one of those people that doesn't get a retirement medical plan from an employer, is 9 years out from Medicare, and has been blackballed for HSA/high deductible insurance via the MIB. I really don't want to use the state high risk pool because I'm not high risk, there are a limited number of slots for those that REALLY need it, and it's pretty expensive. I'm on a COBRA continuation right now, and when that runs out, I am likely to have to move to a fairly expensive HIPAA continuation policy, probably around $16,000/year the way things look right now.
Now, those moves are all based on CURRENT law. If the law changes, I may be one of those people that fall through a crack, as in this case, I've retired early, before the proposed 55-and-over retirement coverage incentive might be in place, and I'm also too early for a proposed COBRA extend-til-Medicare change (outside this particular proposal, but in committee).
There's a chance I could find myself in the 4% they expect still won't be covered or coverable, while paying a 2.5%/Median insurance rate fine to the IRS for not being covered. I want insurance, but might not be able to get it at any price, depending on how the various proposals are combined. Early retiree issues are something the proposed legislation ignores. There's an expectation that you are either working, collecting unemployment, or on Social Security & Medicare.
I could also find myself in the unpleasant spot of being retired and paying about $23,500/year for coverage, while being fined for the only plan I am eligible for being a Cadillac plan, depending on other proposals.
That may explain my interest in the minutia of the various proposals. I'm not trying to 'cheat', unless early retirement is considered cheating, and I'm not looking for a handout.