tmm99
Give me a museum and I'll fill it. (Picasso) Give me a forum ...
- Joined
- May 15, 2008
- Messages
- 5,223
I live in Silicon Valley. My current annual spending is about $50K. 22K of it is for rent plus water/garbage, so without the rent, my spending is 28K.
I tracked my spending using Pear Budget for a few years (my spending was $45K total and I made it within that amount but I didn't enjoy it,so the last couple years my budget is $50K and I can buy just about everything I want.)
I am thinking of moving to a rural area (most likely outside of CA) when I retire and pay cash to buy a small place.
For retirement, I need to add healthcare to the budget and other miscellaneous items (I only budget $4K for vacation now, but that may increase, while wardrobe will probably be less), but what number would be reasonable for house maintenance/property tax etc (I realize there is no cookie cutter answer for this, but I am just trying to plug in a resonable number for the housing part because I feel 22K may be too high.)
Any comments will be greatly appreciated!
I tracked my spending using Pear Budget for a few years (my spending was $45K total and I made it within that amount but I didn't enjoy it,so the last couple years my budget is $50K and I can buy just about everything I want.)
I am thinking of moving to a rural area (most likely outside of CA) when I retire and pay cash to buy a small place.
For retirement, I need to add healthcare to the budget and other miscellaneous items (I only budget $4K for vacation now, but that may increase, while wardrobe will probably be less), but what number would be reasonable for house maintenance/property tax etc (I realize there is no cookie cutter answer for this, but I am just trying to plug in a resonable number for the housing part because I feel 22K may be too high.)
Any comments will be greatly appreciated!
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