Hello. My current asset allocation is roughly as follows-
Large Cap Stock 34%
Mid/Small Cap Stock 9%
International Stock 18%
Investment Grade Bond 21%
High Yield Bond 4%
International Bond 7%
Short-term Securities 7%
I want to replicate this asset allocation in FIRECalc.
In the “Your Portfolio” tab in FIRECalc, I look at the “mixed portfolio” radio button. The asset allocation choices are- US Micro Cap, US Small, US Small Value, S&P 500, US Large Value, US LT Treasury, LT Corporate Bond, 1 Month Treasury.
What percentages do you think I should use for the available FIRECalc asset allocation portfolio choices, based on my actual current portfolio asset allocation identified above? I understand there wont be a perfect match of my current assets to the asset classes available in FIRECalc, but I would like to know your guestimate.
As a side note, it looks like my success rate is higher when I use the “mixed portfolio” choice compared to using the “Total market” choice using the Long Interest Rate and 60 percent in equities. Is this because in FIRECalc I use 1871 as data start date in the “Total market” section compared to using the default 1927 data start date in the “mixed portfolio” section of FIRECalc?
Thank you for your insight.
Large Cap Stock 34%
Mid/Small Cap Stock 9%
International Stock 18%
Investment Grade Bond 21%
High Yield Bond 4%
International Bond 7%
Short-term Securities 7%
I want to replicate this asset allocation in FIRECalc.
In the “Your Portfolio” tab in FIRECalc, I look at the “mixed portfolio” radio button. The asset allocation choices are- US Micro Cap, US Small, US Small Value, S&P 500, US Large Value, US LT Treasury, LT Corporate Bond, 1 Month Treasury.
What percentages do you think I should use for the available FIRECalc asset allocation portfolio choices, based on my actual current portfolio asset allocation identified above? I understand there wont be a perfect match of my current assets to the asset classes available in FIRECalc, but I would like to know your guestimate.
As a side note, it looks like my success rate is higher when I use the “mixed portfolio” choice compared to using the “Total market” choice using the Long Interest Rate and 60 percent in equities. Is this because in FIRECalc I use 1871 as data start date in the “Total market” section compared to using the default 1927 data start date in the “mixed portfolio” section of FIRECalc?
Thank you for your insight.