How many sources of income do you have?

[DrRoy]

Your #1, 2, 3, 4, 6, small pension, DW's SS, occasional bond maturity or redemption, so 8.

 

[Singletrack]

Pretty simple here:

Investment income:
- Taxable interest and dividends
- Tax exempt interest (munis)
- Capital gains
- Investments in several private equity funds (real estate, operating companies, a "secondary" fund). Love the late K-1s....ugh.

Small pension survivor benefit that I inherited from my mother

Fidelity VISA rewards

Later this year - stipend from public company director seat (what am I thinking...)

Planning to delay SSA to age 70, but might revisit if safe yields stay elevated. We shouldn't need the income, so I can model 100% savings to keep it simple.

 

[jebmke]

Pension, Social Security and Investments - 3

 

[Ronstar]

Annuity (I know, but I got into it before er.org...)
My SS
DW pension
DW SS
Cash acct in case I need more money

Future income:
My IRA
DW IRA
Taxable acct

So 5 active now.

 

[scrabbler1]

For me, tax-free income from muni bond funds, dividends from stock mutual funds, and cap gains (distributions, usually, but sometimes from sales of shares) from mutual funds.

Not recently, but in some prior years the income from state tax refunds and state property tax rebates was considered taxable income.

 

[badatmath]

I found a dime on my walk today does that count.

 

[COcheesehead]

I found a dime on my walk today does that count.

You are 10 cents richer. Rejoice in your riches my friend.

 

[BruinBones]

Pension.
Dividends and interest.
457(b).
Side hustles.

 

[N02L84ER]

beneficiary IRA RMD
inherited annuity interest
bank interest (2)
taxable brokerage dividends
taxable brokerage declared gains
gifts (birthday, anniversary, holiday)
credit card rewards
Menards 11% cash back rewards


future
his and her SS
his and her IRA RMDs

 

[swakyaby]

Currently,

investment dividends, capital gains
RMD from inherited IRA
spouse’s SS

Was just informed today from the trustee of my mother’s estate that an undiscovered asset from 2018 was found at Schwab. So eventually, another $45K. One of life’s little surprises.

 

[38Chevy454]

Between DW and me:
1 SS
1 TSP monthly withdrawal
1 Pension
1 Small home based business (that's actually a net tax loss)
Dividends
Cap gain distributions
1 Inherited IRA with RMD
As needed IRA withdrawal

 

[badatmath]

Currently,

investment dividends, capital gains
RMD from inherited IRA
spouse’s SS

Was just informed today from the trustee of my mother’s estate that an undiscovered asset from 2018 was found at Schwab. So eventually, another $45K. One of life’s little surprises.

I never get that kind of surprise! Congrats!

 

[audreyh1]

Currently we only have investment income. I don’t break it down or count credit card cash rewards as those are discounts against purchases rather than taxable income.

This year I did get $16 jury pay.

 

[Freedom56]

Right Now:

Corporate Pension (75% survivor)
Taxable Interest Income (Bonds, CDs, and MM funds)
Tax deferred interest income (in IRA)
Social Security (used to cover health insurance premiums and some income tax quarterly payments for taxable interest income)

Second corporate pension will start at age 65.

 

[Sue J]

We have -

DH's pension
DH's retiree HRA (reimburses for most of our Part G Medigap plans)
My SS benefit
My part time income (school schedule so I'm off until mid Aug)
RMD from Inherited IRA
Interest Income on VMFXX and DiscoverBank
Dividends and Cap Gains (not withdrawing)
I Bond interest accruing
PenFed 2% cash reward on credit card

DH's pension pays for all the monthly expenses and the rest goes to savings.

 

[SecondCor521]

Over the last twelve months - most are rather small:

1. Amazon gift cards from the Red Cross for donating blood products
2. Spare change from the ground (found a quarter a few days ago)
3. Credit card points (usually convert to travel somehow)
4. Upside cash back ($5.13 yesterday)
5. Interest
6. Dividends
7. Capital gains
8. Credit card SUBs
9. Credit card cash back
10. My E-R.org sponsorship
11. Gifts
12. Tax refunds (some years I have a negative effective rate)
13. Working as a poll worker
14. Class action lawsuit settlements
15. USAA auto insurance dividends
16. Health insurance gift cards for gym membership which exceed the cost of my gym membership
17. Credit card piggybacking

Several of these, of course, are not technically income but are some sort of refund or rebate. The way I do Quicken though they show up as income.

Later:

18. RMDs
19. SS

 

[Alex The Great]

1. W2 (still working)
2. Interest from savings, CDs and bonds
3. Dividends & capital gains
4. Credit card cash back

 

[RetireAge50]

Breakdown since Retirement:
20% My pension
30% Wife’s Pension
50% Portfolio Withdrawals

Will change a bit later when SS arrives.

 

[youbet]

Only three - pensions, investing, small change I pick up off the ground.

Yep, same. I’m retired too!

 

[Martlet]

1. 1099-NEC income from part-time consulting
2. 1099-R Drawing one pension
3. 1099-R RMD from inherited IRA
4.withdrawals from UK SIPP

 

[swakyaby]

I never get that kind of surprise! Congrats!

Thank you. It was so weird. TD Ameritrade stopped sending any statements in 2012. Mother passed in 2018. Trustee was unaware of an account at TDA because no statements or email from the company. Eventually, Schwab received the account and notified the trustee by email, an account worth over $182K, to be split 4 ways.

 

[Koolau]

Over the last twelve months - most are rather small:

1. Amazon gift cards from the Red Cross for donating blood products
2. Spare change from the ground (found a quarter a few days ago)
3. Credit card points (usually convert to travel somehow)
4. Upside cash back ($5.13 yesterday)
5. Interest
6. Dividends
7. Capital gains
8. Credit card SUBs
9. Credit card cash back
10. My E-R.org sponsorship
11. Gifts
12. Tax refunds (some years I have a negative effective rate)
13. Working as a poll worker
14. Class action lawsuit settlements
15. USAA auto insurance dividends
16. Health insurance gift cards for gym membership which exceed the cost of my gym membership
17. Credit card piggybacking

Several of these, of course, are not technically income but are some sort of refund or rebate. The way I do Quicken though they show up as income.

Later:

18. RMDs
19. SS

Yet another over achiever. I never wanted to w*rk that hard.

 

[Martlet]

We have about nine income sources that I track. Several of these are annual larger sums. The others are more fun to track, but less significant.
1. 1099-NEC income from part-time consulting
2. 1099-R UK company pension
3. 1099-R RMD from inherited IRA
4. 1099-R withdrawals from UK SIPP
5. W-2 deferred compensation payments from my NQ retirement savings
6. Solar panels SMART incentive payments from Mass State Government
7. Interest from brokerage account fixed income investments
8. Dividends in taxable brokerage accounts
9. Capital Gains from share sales

In future: US Social Security x 2, UK State pensions x 2 , Another UK company pension, RMDs from Trad IRAs.

 

[Dash man]

My Small non cola pension
My Social Security
Dividends/Interest
Capital Gains
Cash from selling covered calls
Cash back from credit cards
Costco membership rebate
USAA checks twice per year
DW will begin SS in three years

 

[rk911]

not to pick at nits but "income" to us means $ in our pocket. 100% of investment divs/interest are re-invested...that's wealth building. 100% of our IRA RMDs are sent to a DAF or QCD...tax management and a good cause. we did some tax loss harvesting a week ago in order to pay cash for a new Jeep, but that's a rare occurrence. the last time we did that was in 2015. otherwise our day-to-day incomes are three defined-benefit pensions and two SS.