I am uneasy not knowing what I will need to pay for health and dental insurance, can anybody give me a rough idea? Retired last summer, but I am covered by dental/medical until mid-summer this year (2013), then I am on my own. With a net worth of $1.2M I am wondering if I could just buy catastrophic $10,000 deductible insurance (in case I break a leg, have a stroke, etc) and for most things medical just pay out of pocket (a perk of that is i could choose my 'doc' as I want to, e.g. i could see an ND instead of an MD) for $200-$300/month?