RetireAge50
Thinks s/he gets paid by the post
- Joined
- Aug 6, 2013
- Messages
- 1,660
Given an early retirement, I’m assuming most here will need to draw from their portfolio uneven amounts over time. Here is a simplified version of ours:
Ages 50-65
$24,000 Pensions
$51,000 Portfolio
Ages 66-Death
$42,000 Pensions
$24,000 Social Security
$9,000 Portfolio
Our portfolio is hit heavy in early retirement and not so much later on. Seems SWR, model 60/40 allocations, etc are moot as these “rules of thumb” are too general. Will need to formulate a custom plan for our needs (which I am starting to think about).
What are some investment strategies or ideas people here use for uneven needs?
Ages 50-65
$24,000 Pensions
$51,000 Portfolio
Ages 66-Death
$42,000 Pensions
$24,000 Social Security
$9,000 Portfolio
Our portfolio is hit heavy in early retirement and not so much later on. Seems SWR, model 60/40 allocations, etc are moot as these “rules of thumb” are too general. Will need to formulate a custom plan for our needs (which I am starting to think about).
What are some investment strategies or ideas people here use for uneven needs?
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