My plan is eligible.
However, if it is a HSA eligible HDHP then you could do 2/12s in 2020.... they prorate it by month where you don't have a HSA-eligible plan for the entire year.
So I can put in $1,333 for 2019. 2 / 12 x $8,000=$1,333
I wonder if I should or can open an individual plan for my wife, since she is still on the HDHP. Or Since both her and my kids are still under the plan,
(we're just dropping me) can she still fund the Family Plan?
Do I need to switch names on the account or open a separate account?
It may be worth a little paperwork, she still has 5 years, before Medicare.