So, I am married and retiring in a few months at age 55. My company will give me $1100 monthly towards my healthcare from 55 to 65. I have $150K in an HSA that is invested in the S&P. I haven't really done much thinking about this but I had always intended to pay for my healthcare (above the $1100) out of my pocket and save my HSA until I was 65. Now I am starting to wonder if I should just use my HSA to pay for the entirety of my COBRA premiums and pocket the $1100. I'm thinking that 401K RMD's @ 72 (75?) will have no problem funding my medical coverage so the HSA will just sit there forever. Pros / Cons on using HSA now, especially for the next 18 months for COBRA premiums?
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