F4mandolin
Full time employment: Posting here.
Making yet another effort to become self-sufficient with the whole financial deal. Almost 2 years now in retirement (56 this summer, wife soon to be 53). Just getting tired of paying the Edward Jones fees...yet I like the hand holding. I have several of the recommended books (4 pillars, couple of Bogle books etc), but when all is said and done....just don't know enough to do it on my own. At this moment if I had to move the $365K out of EJones (and possibly the $420K in TSP) and into Vanguard, I would likely just stick it in either the Total Stock/Total Bond +/or Total International........or a Wellington/Wellesley combo....simple. But the steps on taking money out, taking money out to CD ladder, where to take the money from to ladder those few years of easy/cash money..... If nothing else, I understand the diversification theories well enough....and the concepts of rebalancing....but the other bits kill me. Just started reading the old FAQ section to pick up some more....but if someone could point me to a really really really simple....way way less than 150 pages book/articles....would be much appreciated. I can show you how to play Bach on mandolin.....at times I play close to scratch golf.... just plain thick with the investment world.