farfromhome63
Confused about dryer sheets
Hello I'm Steve,
I just turned 26,
I am a systems analyst at a water district here in California. I just started this job and was with a hospital for a number of years. I always thought about retirement and was trying to contribute as much as I could afford.
Currently I have a 403b account with 7k and with the new career I have a pension that at age 55 I will have 75 percent of my highest years earnings. That is if I retire at 55. In 30 years. I most likely wont and will put it off at least 5-10 years so I will have more percentage when I get the pension.
My question is where should I go from here? I have a 457 available to me as well with the company. I don't know if they match any funds. I also could roll my 403 into a Roth IRA.. that sounds the most logical to me.
I don't really know how much to contribute.. I see some people going with 5 and 600 a month and that seems like a lot right now because of student loans etc.. I don't have a lot of debt and will be debt free very soon.
sorry for the novel I appreciate any advice.
Thanks -Steve
I just turned 26,
I am a systems analyst at a water district here in California. I just started this job and was with a hospital for a number of years. I always thought about retirement and was trying to contribute as much as I could afford.
Currently I have a 403b account with 7k and with the new career I have a pension that at age 55 I will have 75 percent of my highest years earnings. That is if I retire at 55. In 30 years. I most likely wont and will put it off at least 5-10 years so I will have more percentage when I get the pension.
My question is where should I go from here? I have a 457 available to me as well with the company. I don't know if they match any funds. I also could roll my 403 into a Roth IRA.. that sounds the most logical to me.
I don't really know how much to contribute.. I see some people going with 5 and 600 a month and that seems like a lot right now because of student loans etc.. I don't have a lot of debt and will be debt free very soon.
sorry for the novel I appreciate any advice.
Thanks -Steve