Wrkn4wkend
Dryer sheet wannabe
- Joined
- Nov 7, 2012
- Messages
- 14
Although we are still at least 10 years away from attempting ER I need to start thinking about a few things. We have had 2 Roth's and a Taxable account with Schwab for something like 15 years. They are now and have always been 100% equity index funds(Total Market, S&P, Small Cap, International etc). The problem is at some point I need to start rebalancing some % to more conservative funds/bonds.
When I look at VG Wellesley Schwab shows me a comparable fund such as JNBAX, or AONIX. They really aren't comparable at all with two or three times the fees, poor morning star ratings, and extremely poor performance when compared to Wellesley.
I recently set up a VG taxable account and will probably be using it for all future contributions. So the question is.......is there anything I need to know about an in kind transfer? Are there any potential pitfalls? Is it a pretty straight forward event where I simply call VG and give them the information and they do the rest?
Thanks in advance!
When I look at VG Wellesley Schwab shows me a comparable fund such as JNBAX, or AONIX. They really aren't comparable at all with two or three times the fees, poor morning star ratings, and extremely poor performance when compared to Wellesley.
I recently set up a VG taxable account and will probably be using it for all future contributions. So the question is.......is there anything I need to know about an in kind transfer? Are there any potential pitfalls? Is it a pretty straight forward event where I simply call VG and give them the information and they do the rest?
Thanks in advance!