easysurfer
Give me a museum and I'll fill it. (Picasso) Give me a forum ...
- Joined
- Jun 11, 2008
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- 13,173
Read the Income In Retirement: Common Investment Strategies PDF from Vanguard today.
https://personal.vanguard.com/pdf/icrria.pdf
They different strategies discussed:
1) All Income (live off dividends, interest only)
2) Total return approach (sell investments to replenish spending income)
3) All In One Funds (such as Managed Payout, Balanced Funds)
4) Customized Portfolio Spending (most DIY control, most effort involved)
5) Guaranteed Income (SS, Annuity)
They aren't exclusive as one can use the strategies from several.
I fall mostly in the total return approach, but have some from #5.
Which strategy to you tend to follow mostly?
Edit: On the poll, of course #4 should be
Customized Portfolio Spending (most DIY control, most effort involved)
Sorry for the mistake. I blame that on a kitten crawling and rubbing all over me as I was trying to type
https://personal.vanguard.com/pdf/icrria.pdf
They different strategies discussed:
1) All Income (live off dividends, interest only)
2) Total return approach (sell investments to replenish spending income)
3) All In One Funds (such as Managed Payout, Balanced Funds)
4) Customized Portfolio Spending (most DIY control, most effort involved)
5) Guaranteed Income (SS, Annuity)
They aren't exclusive as one can use the strategies from several.
I fall mostly in the total return approach, but have some from #5.
Which strategy to you tend to follow mostly?
Edit: On the poll, of course #4 should be
Customized Portfolio Spending (most DIY control, most effort involved)
Sorry for the mistake. I blame that on a kitten crawling and rubbing all over me as I was trying to type
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