NW-Bound
Give me a museum and I'll fill it. (Picasso) Give me a forum ...
- Joined
- Jul 3, 2008
- Messages
- 35,712
I do not see how iOrp deals with cap gain and dividend in taxable accounts, which depends on how one invests. One can choose to not realize cap gains in order to have room to do Roth conversion. This is perhaps what earlier posters did to convert Roth with such low taxes paid, if one considers that the personal exemptions and standard deduction for a married couple are at least $20.7K already.
And then, after that tax-free $20.7K, a couple has another $18,650 in the 10% tax bracket. If one delays cap gains, can use all this room to stuff Roth accounts while living off his savings.
And then, after that tax-free $20.7K, a couple has another $18,650 in the 10% tax bracket. If one delays cap gains, can use all this room to stuff Roth accounts while living off his savings.
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