My wife and I are trying to max out contribution limits on IRA's for 2016. We both own a company (and are employed by them) and contribute through that and I work another job and contribute through that as well - all in SIMPLE IRAs. I maxed out her 2016 SIMPLE at the $12500 limit and I maxed out my multiple SIMPLEs through both of my jobs at the $18000 limit. What I was wondering and can't seem to find, is can we contribute another $5500 each into a ROTH as well. Was looking to dump more in for the 2016 year as I believe we won't qualify for 2017 year because we would be above the Adjusted Gross Income limit for ROTH contributions.