ivinsfan
Give me a museum and I'll fill it. (Picasso) Give me a forum ...
- Joined
- Feb 19, 2007
- Messages
- 9,965
+1
DW and I recently switched our Medigap plans (from an HD Plan F to a Plan N) with a different insurer. We both had to go through underwriting and had to answer a LOT of questions about our medical history. Fortunately we had only minor pre-existing conditions and were approved. I doubt that would have been the case had we been that 80 year old with "expensive health problems".
So for people reading this, if you don't pass underwriting you just continue with the policy that you have in force correct, IOW you need to be currently insured paying your premiums when you are trying to switch supplement plans, no gaps in coverage?