jollystomper
Give me a museum and I'll fill it. (Picasso) Give me a forum ...
- Joined
- Apr 16, 2012
- Messages
- 6,216
Maybe a compromise solution is one possible approach. For example:
- She cannot pay Septembers rent. Nothing was said about subsequent months. Give her September's rent as a gift. But tell her that gives her a month to find a supplemental/part-time job to avoid this happening in October. I see lots of stores looking for part time workers these days.
- She has 3K in credit card bills. Do not give her a loan to pay it all off now. Figure out what the minimum monthly payment is needed to keep her credit in good standing, and have her pay that off and show that she is not adding to it. Her bills remaining high, near the credit limit, will help keep her from adding to them again rapidly.
- If you choose the loan route, do a lesser amount, and make it contingent on her going through a program like Dave Ramsey or something similar.
This type of approach makes her suffer some pain, but you are not putting her into an immediate "sink or swim" situation. You are throwing her a rope but towing her back to port, not letting her climb into the boat. She can make the effort to pull herself along the rope to get into the boat.
- She cannot pay Septembers rent. Nothing was said about subsequent months. Give her September's rent as a gift. But tell her that gives her a month to find a supplemental/part-time job to avoid this happening in October. I see lots of stores looking for part time workers these days.
- She has 3K in credit card bills. Do not give her a loan to pay it all off now. Figure out what the minimum monthly payment is needed to keep her credit in good standing, and have her pay that off and show that she is not adding to it. Her bills remaining high, near the credit limit, will help keep her from adding to them again rapidly.
- If you choose the loan route, do a lesser amount, and make it contingent on her going through a program like Dave Ramsey or something similar.
This type of approach makes her suffer some pain, but you are not putting her into an immediate "sink or swim" situation. You are throwing her a rope but towing her back to port, not letting her climb into the boat. She can make the effort to pull herself along the rope to get into the boat.